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As part of bankruptcy, people are required to take a personal financial management course.
WHEN: The course must be completed after filing for bankruptcy.
TOPICS: The course covers budgeting, managing money, using credit, consumer resources, and coping with an unexpected financial crisis.
PROVIDERS: Any approved provider can be used. You do not have to use the same provider you used for credit counseling.
CERTIFICATE: Debtors receive a certificate of completion and should file paperwork with the court after finishing.